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Profile photo of a State Farm Agent named: Robert Garner
State Farm® Insurance Agent

Robert Garner

Garner Ins and Fin Svcs Inc

712 E Lincolnway
Minerva, OH 44657-1210

Downtown Minerva on Lincolnway. Located in front of the high school and across street from Hardees

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


712 E Lincolnway
Minerva, OH 44657-1210


English, Spanish, Chinese (Other)
  • Extremely Blessed husband and father of three whom are the most important thing in my life.

  • The University of South Carolina alumni where I earned a Bachelor's degree in Elementary Education. Prior to earning my Masters, I started my career with State Farm and quickly gained a passion as an Insurance and Financial Professional. Starting in 2005, I was a Financial Service Representative for 2 different agencies in St Petersburg, FL & Columbia, SC. In 2010, I had the privilege to open my own office in Massillon/Navarre where my wife is from and grew up. In 2023, I had the privilege to open my second office in Minerva, OH.

  • My biggest career accomplishment is earning the qualification of Million-Dollar-Round-Table. Because of our passion and understanding of how to protect asset's and loved ones, my office was in the top 1% of all life insurance agent's in the WORLD. Ask us why so many people choose us for their Life Insurance Needs and how one of our 15 Life Insurance Products can not only help protect those you love, but also build a wealth of asset's through our life insurance products.

  • Chartered Financial Consult Designation from American College was obtained so I can better serve my community though our vast financial products and help our community plan for a better tomorrow!

  • Chartered Life Underwriter from American College was obtained so we can help more families and business owners protect the people they care about the most.

  • Retirement Income Professional from American College was obtained because I saw a need with the aging population in North East Ohio. Retirement is one of the biggest financial decisions someone can make in their life and we don't take that lightly. We have tools and software to help maximize services in this area to better serve our community.

  • Ambassador Club is a unique Qualification for State Farm Agent's and identifies those agent's who go above and beyond in helping the community with financial services. We are one of the few that has achieved this qualification 13 years in a row including the top level of Exotic Ambassador qualifier multiple times.

  • Robert Garner is also a Junior Achievement of North Central Ohio Executive Board Member. Robert has a passion for teaching Grade School Students Financial Literacy, Job Preparedness and Entrepreneurship Skills Through JA of North Central Ohio. Through Junior Achievement, Robert serves in the Jackson High School Business Program educating students to be entrepreneurs.

  • I am a proud Rotarian Member

  • I am a proud member of the Minerva Chamber of Commerce and support other Local Business's in Eastern Ohio.

  • I have selectively chosen and am blessed to have a team that reflects my core values.

  • You can call or text our office 24/7 for service, quotes, file a claim or to set an appointment with someone on our team. Walk-in's are also always welcomed anytime 9-5, Monday through Friday.

  • *Auto and Home Insurance Quotes can be provided over phone, online by yourself, or walk in during office hours.

  • Ask about our drive safe and save discount for an immediate 10% discount and future discounts that can range as high as 30%.

  • We provide multiple types of Life Insurance and happy to schedule an appointment to discuss options

Located on E. Lincolnway in Minerva. You can find us across the street from Hardee's with parking in the front of our office.

Call, Text, Email or stop in to meet out team.

Find out why we are different and so many people choose us to help protect the things they love and value most.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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My vision is to be the communities first choice in the insurance and financial services industry. We continue to be a leader in our community and adapt to each individual situation at hand. Call us 24/7 to find out more information or stop in our office to meet us in person.

I have built a team of professionals who reflect my core values. We each focus on providing knowledge throughout our 100+ products. Through State Farm, we are able to personalize a plan available in the insurance and financial services marketplace.

Deborah Palmer - Focus on Auto, Home, Business, Contractor's and Life Insurance

Nichole Nielson - Focus on Auto, Home, Business, Life, Disability, Medical Supplements, and Pet Insurance

Kimberly Davis - Focus on Auto, Home, Renters, Customer Care and Accounts Receivable.

Nick Smith - Focus on Auto, Home, Business, Life, Health

Deb Palmer State Farm Agent Team Member

Deb Palmer

Personal Account Representative

Deborah joined the agency in 2001 and has over 20 years of experience in the insurance industry with an emphasis on auto, home and life insurance. She is also a Notary Public. Outside of the office, she enjoys spending time with family and friends, running, hiking, biking, and volunteering for her community.
Kim Davis State Farm Agent Team Member

Kim Davis

Customer Relations Representative

Kim has been with the Minerva office since 2016 & licensed in home/auto/commercial since 2011. Her main focus is on customer service & retention. Outside of the office she enjoys family time with her husband & twin boys, camping & shopping.
Nichole Nielson State Farm Agent Team Member

Nichole Nielson

Account Representative

Nichole is new to the field. She has spent the last 8 years of her career in Veterinary Medicine but is eager to learn and develop a career within the insurance industry. Outside of the office, she enjoys visiting her friends and family back in New York, hiking, camping and golfing.

Kylie Garner


Nicholas Smith


Kelsey Reamer

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.